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What are Professional loans for doctors?

Professional loans - a convenient banking solution for doctors with minimal documentation!

Personal Loans in India

Practicing or consultant doctors often seek better financial aid to realize a dream of owning a multispecialty clinic. To finance your short term and long term business goals as a doctor, you find no better alternative than a professional loan. These types of loans provide genuine financial help without getting into tedious formalities. Owning a clinic may be a luxury but it is surely a dream for someone, who wants to serve the best medical services to his patients.

Since creating a space to serve patients with the best medical care is an expensive affair, these loans can be of great help. The loans ensure medical professionals have instant financial help available to run a clinic at its optimal. With loans for doctors, you actually gain the potential to operate the clinic smoothly. Whether it is to expand your clinic or pay salaries to your staff, the funds are just a click away.

Integrating technology into your practice is no longer an expensive bet. All you need to do is to reach out to advisors at Finfree Enterprises. Purchasing new medical equipment is also not a tough task as these loans are available with no restrictions on their usage.

Serving your patient’s needs has become somewhat convenient. All you need to do is to have an impressive plan for setting up a clinic and you can acquire funds to execute your plans.

At Finfree Enterprises, we always look forward to providing you with transparency in our services. We help loan applicants to raise funds with easy repayment options. The loans are available in both secured and unsecured manner depending on the amount you request for. You can borrow up to 5 crores rupees with these loans. Our role comes when you are desperately looking for funds. We help you get your loan sanctioned within 3 to 4 working days.

The loans are offered to doctors at interest rates of 10.75% onwards. You can check the interest rates and get rewarded with flexible repayment tenure of 1 year to 6 years. Since we are committed to making the loan procedure smooth, you can connect with us at any time to seize real-time loan deals.

Doctor Loans EMI Calculator




Total Payable

Monthly EMI


Doctor Loans Eligibility

Professional loans offer immediate financial help to doctors, looking to get the most out of their medical career and enhance their practice. Finfree Enterprises focuses on simplifying the loan procedure and works according to the Indian government’s ethics to process the loan application. Since every bank and NBFC has different eligibility criteria, we have covered some basic minimum requirements here. Check out the commonly considered criteria below:


Your age should be between 21 years and 65 years


Candidate must be BHMS or BAMS, MBBS doctor

Annual Income

Practicing or salaried doctors having income > 5 lakhs can apply

Job Occupancy

Minimum two years at the current place of residence

Credit Score

Maintain a credit score > 700.

Bank Account

Must have an active bank account

Reasons to Avail

Why Choose These Loans?

Loan up to 5 crores

A professional loan of up to 5 crores is available for doctors with flexible repayment tenure.

Money disbursed within 3 to 4 days

Get the money you have requested in your bank account within 3 to 4 days after approval.

Enjoy Flexibility

The doctors are free to use the borrowed amount according to their business needs and profession.


Paperwork for Professional Doctor Loans

Just like different eligibility criteria, banks and other NBFCs require different documents for verification purposes. At Finfree Enterprises, we help you know the common documents required as proof for verification and authenticity of the loan applicant. Here are a few documents that you must submit at the time of application for the verification process:

Income Proof - provide documents such as ITR for the last 2 years.

Education - Provide your certificates as proof of education

Identity Proof - Pan card/ Voter ID card/ Driving License/ Passport/ Aadhaar Card.

Property Ownership Proof - Latest gas bills/ latest property tax bills of either office or home/ bank passbook/ Driving license

Certification – Medical registration certification


Representative Example

INR 1,00,000/- taken as a loan amount over a loan tenure of 12-months at an annual interest rate of 10.75% will have a total payback amount of Rs. 1,05,918/- with a total payable interest amount of Rs. 5,918/- and a monthly EMI of 8,827/-.

Finfree Enterprises is a financial advisory platform in Hyderabad, Telangana that connects creditworthy borrowers with trustworthy financial institutions like the banks & NBFCs, to provide suitable fundraising options for individual applicants & for businesses across India, at the most considerable interest rates. The finally imposed interest rates will be dependent on various aspects like the borrowing loan amount, loan type, loan tenure, borrower’s credit score, financial record, employment details, income, and other relevant factors. The borrowed loan amount will have to be paid back as per the scheduled repayment plan, as decided by the borrower & the financier.


Professional Loans for Doctors

Interest rates 10.75% onwards
Processing fee It ranges from 0.5 - 1 % or depends on the bank’s policy
Loan Tenure From 1 years to 6 years
Loan Amount Min 10 lakh & Maximum 5 crores
Lock-in period It may vary from bank to bank
Pre-closure charges Pre-closure charges vary from bank to bank
Guarantor Required No guarantor is required


Professional loans for doctors sanctioned from Loan Paradise

At Finfree Enterprises, we are dedicatedly working to helping you get your loan sanctioned with ease. We are providing exclusive loan deals to suit your purposes. Our team focuses on assisting you to acquire funds without getting into complicated formalities. Moreover, we strive to boost your loan application to ensure smooth and prompt approval. Let’s have a glance at the benefits of acquiring funds with professional loans with us:


Get a loan sanctioned of up to 5 crores

Business Loans Up To 3 Crores

No restriction on the usage of the loan amount

Quick Processing & Approvals

Easy to manage loan repayments

Manageable Repayment Options

Affordable rates of interest

Safe & Secure

Easy approval without a guarantor

Prominent Financiers

No hidden charges at all


Doctor Loan FAQ's

Professionals or practitioners, who are a doctor by profession, can apply. These loans are available for dentists, MBBS, MD, BDS doctors, and homeopathic doctors as well.
Of course, the lending policies and repayment criteria of varied banks differ. You can discuss this further with our team to get a clear idea about the repayment criteria of the loan.
Your credit score is proof of your creditworthiness. If you have less than a perfect credit score, you may face difficulties in getting a loan approved by any reputed bank. So, make sure you maintain a good credit score.
You can avail of these loans for various purposes such as setting up a new clinic, expanding the existing one, buying new equipment, turning your clinic into a multispecialty hospital, owning a dental clinic, etc. The loans come with no restriction on the usage of the borrowed amount.