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Eligibility Criteria

Finfree Enterprises follows the Indian Government’s policies while processing a loan application, or for other finance-related services. However, different banks & NBFCs have different eligibility criteria to qualify for a home loan with them. Listed below are the basic minimum eligibility criteria that are commonly considered by all the financial institutions in our network while providing housing loans to individuals.

Age – Minimum 23 yrs – Maximum 58 yrs

Residency – Should Be A Legal Indian Resident

Residential Address – Should Have A Stable Permanent Address

Bank Account – Should Have An Active Bank Account

Income – Regular Income of >= 30K/Month In Active Bank Account

CIBIL Scores – Should Have >700 Credit Score*

Documents Required To Process A Home Loan

Like the eligibility criteria, different banks need different documents for verification that proves the authenticity of the borrower. At Finfree Enterprises, along with a completely filled-in application form with a recent photograph, you may have to submit a couple of more documents, as needed by the financial institution with which you are applying for a home loan. Mentioned below are a few documents that should be submitted for the verification process.

Identity Proof - Pan Card / Aadhaar Card / Voter ID card / Driving License / Passport Copy

Current Address Proof - Driving license/ Passport Copy/ Latest Gas Bill / Latest Property Tax Bill / Bank Passbook / Ration Card

Age Proof - Pan Card / Aadhaar Card / Voter ID card / Passport Copy / Any Other Statutory authority Certificate

Property Documents - Copy Of The Documents Related To The Purchased Property

Bank Statement - Updated Latest 3 Months Statement

Company ID - For Employment Proof

Salary Slip - Last 3 Months

Form 16 – If Required

Representative Example

INR 50,00,000/- taken as a loan amount over a loan tenure of 120-months (10 years) at an annual interest rate of 9%* will have a total payback amount of Rs. 76,00,546/- with a total payable interest amount of Rs. 26,00,546/- and a monthly EMI of 63,337/-.

Finfree Enterprises is a financial advisory platform in Hyderabad, Telangana that connects creditworthy borrowers with trustworthy financial institutions like the banks & NBFCs, to provide suitable fundraising options for individual applicants & for businesses across India, at the most considerable interest rates. The finally imposed interest rates will be dependent on various aspects like the borrowing loan amount, loan type, loan tenure, borrower’s credit score, financial record, employment details, income, and other relevant factors. The borrowed loan amount will have to be paid back as per the scheduled repayment plan, as decided by the borrower & the financier.

Privileges Of Choosing Quick Home Loans From Finfree

At Finfree Enterprises, you can easily apply and avail suitable home loans from our wide range of options to overcome your monetary crisis. Our team ensures that you, as a borrower will not have to go through the complicated processing methods, and have the application approved quickly with prompt transfer of the housing loan funds. Here are a few benefits of choosing best housing loans from us.

Loan Quantum Of Up To 75 Lakhs*

Considerable Interest Rates of 8.9% - 10%

Different Home Loan Options

Manageable Repayment Options

Can Claim Tax Benefits*

Quick Processing & Approvals